Affordable health insurance seems like an oxymoron for many who do not have it. Because doctors, pharmacies, and hospitals are using such high tech expensive equipment, the cost of health care has risen dramatically over the last decade, and affordable health insurance seems like a thing of the past. There are ways to get affordable health insurance without having to get a part-time job to pay for it. First of all, the most expensive part of health care is hospitalization, so start with a good, affordable plan that covers emergency room care and hospitalization. A plan like this is called major medical and you can determine the amount of deductible that you want which will greatly impact your monthly insurance premium. Getting major medical is your first step in making affordable health insurance a possibility for you. The second thing to consider is whether or not you want doctor visits and drugs covered. If you are a reasonably healthy person, you may be able to just get major medical as affordable health insurance and pay for your doctor visits and drugs out of your own pocket.
